Lilley Plummer Risks provide UK and international brokers with access to Lloyd’s and the London market. The business has experienced rapid growth since its inception in 2019, evolving from its heritage as a leading Marine specialist to a multi-class international wholesaler.
Clear Group
Our Group consists of insurance brokers, MGAs and a broker network providing a wide range of insurance solutions to customers across the UK, Ireland and continental Europe. Together we form an ambitious and independent Group that is driven by our customers’ needs, our people and our values.
Retail Insurance Broking
We’re an independent insurance broker that specialises in the UK corporate and SME market, established as part of the Clear Group in 2001. We’re proud to offer award-winning insurance cover for your business, for your people, and for you.
As a people-first business, our clients are at the heart of everything we do, supported by our team of in-house specialists that are industry recognised. We have the diverse capabilities and experience to support start-ups, SMEs, corporates, multinationals and individuals across the UK and Ireland.
UK
In the UK, we hold chartered Insurance Broker status, awarded by the Chartered Insurance Institute (CII), in recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and advice in our profession.
As a registered Lloyd’s broker, we have direct access to a unique pool of underwriting experience in the global marketplace. This means we are able to negotiate the most favourable terms for those clients who require specialist, innovative and bespoke risk solutions.
Ireland
Formerly MBC Insurance, Clear Insurance Ireland specialises in delivering specialist insurance guidance and tailored coverage to a range of professionals including plant and tool hirers, forklift hirers and sales operators. They also provide a multitude of insurance solutions to SME businesses, and technology and IT businesses through Techinsure.ie.
A member of Brokers Federation of Ireland, MBC Insurance was acquired in April 2023 with more than four decades of experience in helping individuals and businesses protect what matters most.
Clear Insurance Ireland is an extension of Clear Insurance Management, furthering the reach of our insurance offering. The business is established through trusted relationships, sector knowledge and a strong belief in doing the right thing.
Continental Europe
Following the success and growth of the Clear Group in the UK and Ireland, Clear Management Europe (CME) was established in 2023, in the next phase of our long-term growth strategy.
Building out our presence across the continental European markets, CME is open to the acquisition of large, medium-sized and smaller insurance brokers, underwriters, agencies and teams that focus on brokering in the area of commercial and industrial insurance.
Wholesale
Lilley Plummer’s expansion into new lines and territories underlines the quality and capability of its team of thirty-eight staff, under the leadership and vision of CEO Stuart Lilley and Managing Director Dan Plummer.
Clear expanded their presence in the wholesale space when they acquired LPR in October 2024.
Shape Underwriting, our MGA
We aren't limited to insurance broking.
Our Managing General Agent (MGA), Shape Underwriting, is a specialist underwriting business, with a wide range of capabilities across the UK and Irish markets.
Shape Underwriting was created in 2025 from the merger of two established underwriting businesses, Profile Underwriting and One Commercial Specialty. The brand grew with the addition of Shape Digital (formerly Accelerate Underwriting) and Shape Underwriting Ireland (formerly Thomond) in 2026.
It operates across the UK and Ireland, with a proposition centring broker service, underwriting discipline and deep sector knowledge. Shape Underwriting is a full member of the Managing General Agents Association (MGAA) and a Lloyd's approved coverholder.
Our MGA proposition is a core pillar of our growth journey, enabling us to provide a broader range of capabilities to our clients. This strength helps us deliver even better customer outcomes across a number of specialist lines of business insurance.
Shape Underwriting Ireland
Shape Underwriting Ireland (previously Thomond) is a commercial MGA and Lloyd’s Coverholder, who have been operating in Ireland and Northern Ireland since 2007. We deal exclusively through brokers and offer a wide range of commercial insurance solutions including Liability, Material Damage and BI, Property Owners, Contractors All Risks, Personal Accident & illness and Professional Indemnity. Shape Underwriting Ireland is a part of the Shape Underwriting Family.
Shape Digital
Shape Digital (formerly Accelerate Underwriting) is a specialist MGA, offering bespoke products, all backed by A rated insurers. We simplify placing schemes, affinity partnerships and non-standard insurance through the use of data and customer insights to build e-traded solutions which are designed to meet both our brokers and their customer’s needs. We specialise in Property & Casualty business covering a multitude of trades, in fact the list of those we cannot accept is extremely small. Founded in 2015, Shape Digital previously traded as Accelerate Underwriting. We are part of the Shape Underwriting family.
Broker network and technology solutions
To further enhance our offering, the Group also comprises of network and solutions for brokers to help ensure people come first.
Brokerbility
Brokerbility is a membership community of independent, professional brokers united by shared values with a commitment to growth and service excellence. Its carefully selected members stand out in the insurance marketplace, representing established, ethical, well managed, forward-thinking businesses.
Since its inception in January 2006, Brokerbility’s success stems from empowering members through collective strength, and by offering insurer and affiliate partners superior returns. Through dedicated support from the Brokerbility team, brokers are enabled to deliver exceptional, market leading products and tailored customer service solutions. This approach is a testimony to the long-term business success, with Brokerbility membership continuing to grow. Supported by long term insurance partners, Brokerbility members now place in excess of £1bn of GWP.
Brokertech
Based in Maidstone, Brokertech specialises in developing scheme solutions for MGAs, brokers, underwriters and syndicates. Its modern cloud-based platform provides SaaS Insurance solutions to clients, helping brokers to manage their insurance business. Brokertech writes over £100m of premium annually across three continents for clients large and small. It offers wholesale, B2C and back-office applications at highly competitive pricing and it’s API architected infrastructure is able to integrate with other back office or customer journey applications. With its unique approach to build, products can launch efficiently in under six weeks.
Acquisitions
CIM is formed of both acquired and integrated businesses across the UK, Ireland and Europe. Find out more about our acquisitions here.
